The Best Credit Cards When Traveling
Best Credit Cards
Check out the best credit cards to use when traveling. If you have already started planning some of your next international travels, you are definitely wondering what would be a good way to save some money.
Are you prepared?
Here are the best credit cards to use when traveling. From the no foreign transaction fees to accessing a huge range of luxurious travel benefits, a good credit card when traveling is a must-have. Keep reading as today we are sharing the 4 best credit cards when traveling!
Heading to Europe you might as well leave your Discover credit card at home. We are not aware of them accepting Discover at any location in Europe.
Be prepared when traveling….
Capital One Venture(One) Rewards Credit Card
Capital One offers two of the best credit cards for traveling – the Capital One VentureOne Rewards Credit Card and the Capital One Venture Rewards Credit Card. The former is perfect if this would be one of your first travel credit cards and you do not want to spend any money on the annual fee. The latter, on the other hand, has an annual fee of $95, however, the benefits are endless. While both have no foreign transaction fees, the Capital One Venture Rewards Credit Card will also allow you to earn 2 miles on every dollar. Overall, the Capital One VentureOne is better for the more casual credit card spenders, while the Capital One Venture is perfect if you are planning on spending over $10,000 per year.
Chase Sapphire Preferred Card
With an annual fee of just $95 and absolutely no transaction fees, even when abroad the Chase Sapphire Preferred Card is one of the best credit cards when traveling. If you spent $4000 during the first 3 months, you will earn a total of 60,000 Chase Ultimate Rewards, which account for around $750 in travel. One of the main benefits of the Chase Sapphire Preferred Card is the huge number of partners they have, which means that you would get a lot more flexibility with choosing how to redeem your credit.
The Platinum Card from American Express
The Platinum Card from American Express is one of the more premium credit cards you can get, with an annual fee of $550. If you are frequent travelers taking multiple trips per month, though, this might be the best choice for you. One of the main perks of joining is the 75,000 Membership Rewards Points you will receive once you spend $5,000 during the first 6 months. Besides earning 5x points for any flights booked directly with an airline, you can also make good use of the $200 of Uber savings on both rides and eats in the USA. Enjoy a wide range of luxury travel benefits such as getting access to the exclusive American Express Global Lounge Collection when traveling with Delta.
Some things to Consider
One more thing to have in mind before heading on your next travel adventure, however, is that some countries would have particular requirements when it comes to paying for your expenses. While credit cards can be widely used and accepted in the USA, there are countries, such as Cuba and Ukraine where it is better to pay in cash or just a general debit card. It is also good to keep in mind that in some countries paying by card is not as common and you should always have some cash in the local currencies prepared. Last but not least, if you are planning your holiday to Europe, you should know that while American Express cards can be used, the number of merchants accepting them is very limited. Having a Visa or a Mastercard in Europe can save you a lot of trouble.
Are you planning on applying for a travel credit card and saving thousands every year or would you prefer to stick to the old-fashion way of paying – in cash or debit card? Which one of the above mentioned best credit cards for traveling would you choose?
- Make sure you notify your credit card company ahead of your trip so that they don’t think your card is being used illegally.
- You will want to make copies of the face of the card so when they contact the credit card company if it’s stolen, it makes it easier to replace. Keep those copies in a separate place with the copy of the passport.
- Suggest you carry small denominations in currency. Most local purchases are small and don’t keep a lot of change.
- Keep receipts on large purchases since sometimes it can be reimbursed at the airport on departure because of the VAT tax. (If you make a large purchase the sell most likely will give you a form to take for reimbursement. If not, ask if your purchase is eligible.)
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